Imagine you have a water leak from a pipe inside the wall. You notice that parts of your dry walls are wet, the water has reached your carpeted or wooden floor which is wet as well.You call your insurance company and after you give them the preliminary requisite information, they give you phone numbers of multiple plumbers, and emergency restoration services to start the process to put a stop to further damages to your property.

 

This is a list of insurance company’s preferred vendors. You find this very helpful because you are stressed about your damages, and love to avoid spending time locating needed experts to help you out.​

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THINGS THAT COULD GO WRONG WITH PLUMBERS

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A Plumber’s findings and report could have devastating effects on your coverage if wrong words are
chosen.

 

1.     If the plumber uses the word seep instead of leak. You have a problem. The plumber is simply

trying to say water is discharged from the pipe, but in insurance protocol seep is associated with long term damages due to wear and tear which is nearly almost always not covered. The
plumber may use the word leak but do not mention leak in association of a sudden burst…

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THESE SIMPLE CHOICE OF WORDS CAN LEAD TO INSURANCE DENYING YOUR RIGHTFUL CLAIM.

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WHAT COULD GO WRONG IN EMERGENCY CARE

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After you call the plumber and he is busy working on your problem, law requires you to have a restoration company start the drying out wet walls to stop further damages from escalating. This process is called mitigation. You must mitigate your damages.

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1.    By law, these processes have to be implemented ASAP whether the insurance is still investigating and have         no clue if you should be denied or covered.

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The problem is that since this service is emergency, and it requires designated machines, and devices, on an average case, they invoice may run up to $10,000.

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Imagine this service is done to your house, and then the insurance denies your coverage due to plumber’s choice of words, and you must now pay the entire bill. This bill is different from your average purchasing bills. If you fail to pay, the company can enforce a contractor’s lien on your property until they are paid in full.
 

You can not fight the bill based on insurance recommendation and insurance instructions to hire the vendors because the law has recognized that you must MITIGATE your damage, and the people that provide you an advanced service in the time of your need, must be paid.

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I HAVE 15 YEARS OF EXPERIENCE IN HANDLING THESE TYPES OF SITUATIONS
 

Please be advised that I have only listed two things that may go wrong with this initial stage of your claim.

 

The truth is that the list is numerous and not exclusive. This is why my direct phone number on this page, and every other page of my website.
 

I do not like to lose any valuable time because once I am reached, I must give quick instruction to avoid
such situations. When you have property damages from water, rain or any other disasters it could easily run in hundreds of thousands of dollars, and any wrong information or mistakes from the experts will easily lessens the
amount of your recovery.
 

This is why we are called Maximum Insurance Recovery. We know what to do and how to do it so we
can maximize your recovery.

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